No FICO Loan Program
Peter
GMCC understands the language and process challenges faced by Chinese clients. That’s why we assign experienced Chinese-speaking loan consultants to work one-on-one with clients, communicating fully in Chinese. They help explain interest rate structures, loan terms, approval processes, document preparation, and other details.
Our consultants not only provide consultation but also assist clients in submitting loan documents, communicating with underwriting teams, locking in rates, and tracking approval progress, ensuring transparency and smoothness at every stage.
GMCC features a strong internal loan underwriting system. Compared to traditional banks, approval is faster and funding more flexible, with maximum loan amounts up to $4 million and special approvals available up to $10 million.
Especially suitable for:
Borrowers with tight timelines
Applicants without tax income documentation
Foreign nationals, first-time buyers, and self-employed individuals
Investment property buyers and high loan amount requests
Unlike typical loan processes that may involve multiple handoffs, GMCC’s one-on-one service ensures clients communicate with the same consultant throughout. All document preparation, progress tracking, and feedback are handled by a single point of contact, eliminating concerns about missed documents, miscommunication, or delays.
This service model greatly improves efficiency and peace of mind, especially for busy homebuyers and first-time purchasers.
At GMCC, one-on-one service is not just about “support,” it is about “professional empowerment.” By deeply understanding each client’s homebuying goals, income structure, residency status, and property details, we customize the most suitable loan solutions. Clients avoid unnecessary inquiries and trial-and-error, finding the best loan path in one step.
This is why more and more clients choose GMCC as their trusted loan partner.
You don’t need to rely on others when applying for a loan, and the service can be warmer and more professional. Choose GMCC and experience our one-on-one loan service that saves time, reduces errors, and eases anxiety. With our expert consultants by your side throughout the entire process, you will enjoy a truly efficient, caring, and professional lending experience.
If you wish to schedule a consultation and receive a customized loan plan, please contact our Chinese-speaking loan team immediately. We will connect with you as soon as possible.
Whether you’re a first-time buyer or an experienced investor, we’re here to answer your questions, guide you through every step of your loan process, and support you all the way!
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General Mortgage Capital Corporation: 1350 Bayshore Hwy Ste 740, Burlingame CA 94010 Ph: 866-462-2929 (866-GMCC-WAY) and 650-340-7800 /Email: info@gmccloan.com; NMLS – 254895 / CFL: 60DBO-66060 Real Estate Broker, CA Department of Real Estate: CA DRE: 01509029 Disclosures and Licensing: https://www.gmccloan.com/Disclosures.html For all state licensing information go to: www.nmlsconsumeraccess.org Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act


Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables—call for details. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR reflects the effective cost of your loan on a yearly basis, considering such items as interest, most closing costs, discount points (also referred to as “points”) and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your note. Adjustable-rate mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period: ARMs assume 30-year term.
When one of these states is being marketed, add the following to the disclosure.
New York Licensed Mortgage Banker-NYS Department of Financial Services
Rhode Island Rhode Island Licensed Lender
Texas: Any consumer complaints please click below: https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_81_200_c_recovery_fund_notice.pdf
Illinois Illinois: https://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=1196&ChapterID=20