With over two decades of experience in loan financing and investing, Cheryl Yang became GMCC Regional Manager in 2023. In a short time, she built a committed, diverse team of mortgage professionals, driving business forward with momentum. A visionary leader, Cheryl blends industry expertise with focus on client needs, positioning GMCC branch known for innovation, excellence, and faster, more affordable mortgages. Licensed across multiple states, her team uses advanced tools and market knowledge to secure competitive rates, streamline lending, and deliver homeowners and investors seamless, client-first experience.
Exclusive First-Time Buyer Offers
3-2-1 Mortgage Rate Buydown
FHA, VA & USDA Loan Programs
Jumbo Express Loan
Buy Before You Sell
3-2-1 Mortgage Rate Buydown
Foreign National Borrowers
Private, Hard Money & Bridge Loans
Asset-Based Income Program
DSCR – No Ratio or Short-Term Rental Allowed
Bank Statements Accepted
WVOE & CPA Profit & Loss
WVOE & Self-Employed Profit & Loss
Buy Without Selling
From agency direct loans, jumbo loans, jumbo express loans, to non-QM loans and no-income verification loans, our product portfolio offers diverse options to help clients achieve their financing goals.
Including FHA, VA, Conventional, Jumbo, and No-Tax-Return Loans for Primary Homes, Investment Properties, Foreign Buyers, and New Immigrants
With in-house underwriting, we deliver quick, personalized service tailored to clients’ high-loan and low-cost requirements.
Cheryl's Team Loans provides a wide range of mortgage services nationwide across 49 states—flexible, efficient, and reliable.
Available in: California (CA) New York (NY) Hawaii (HI) Illinois (IL) New Jersey (NJ) All counties in Nevada (NV)
✅Just One Month of Bank Statements or VOD Needed
✅ Primary residence loan limits:
LTV 65% up to $1 million
LTV 60% up to $2.5 million
LTV 55% up to $3 million
LTV 50% up to $3.5 million
✅Also Available for Rental Properties and Foreign Nationals, Who May Qualify Without Credit Scores Using Alternative Credit History.
✅ Offers purchase, refinance, and cash-out loan types
At closing, a deposit must be placed in a CD account at an FDIC-insured designated bank
Peter The Interest Rate Buydown Program offers a flexible mortgage solution…
HR, Blue Soft Sol
Green Tech
Manager, Airlines
Architect
Doctor
Software Engineer
Whether you’re a first-time buyer or an experienced investor, we’re here to answer your questions, guide you through every step of your loan process, and support you all the way!
All programs/rates are subject to change and underwriting approval without advance notice
Some programs are subject to income/census tract limit and also available only in selected counties/states.
Additional restrictions might apply. This does not represent any credit decision.
Peter
Peter
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General Mortgage Capital Corporation: 1350 Bayshore Hwy Ste 740, Burlingame CA 94010 Ph: 866-462-2929 (866-GMCC-WAY) and 650-340-7800 /Email: info@gmccloan.com; NMLS – 254895 / CFL: 60DBO-66060 Real Estate Broker, CA Department of Real Estate: CA DRE: 01509029 Disclosures and Licensing: https://www.gmccloan.com/Disclosures.html For all state licensing information go to: www.nmlsconsumeraccess.org Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act
Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables—call for details. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR reflects the effective cost of your loan on a yearly basis, considering such items as interest, most closing costs, discount points (also referred to as “points”) and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your note. Adjustable-rate mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period: ARMs assume 30-year term.
When one of these states is being marketed, add the following to the disclosure.
New York Licensed Mortgage Banker-NYS Department of Financial Services
Rhode Island Rhode Island Licensed Lender
Texas: Any consumer complaints please click below: https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_81_200_c_recovery_fund_notice.pdf
Illinois Illinois: https://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=1196&ChapterID=20
